Request your copy today of the most valuable Social Security book in print.
Whether you're eligible to receive Social Security benefits now or in the future...whether you're single or married...the proven strategies this book reveals could hand you tens, or even hundreds of thousands of EXTRA dollars in Social Security benefits...funds you have to know to ask for.
In fact, as of Februay 1, 2018 millions of people will each begin to leave as much as $66,912 unclaimed... if they don't do something to activate this extra payout.
Not all benefits are automatic. And three out of four couples simply don't know to ask for all the funds they're eligible for. Chances are, you're one of them. This book shows you, clearly and simply, how to maximize what you receive...and a proven strategy that can transform your Social Security benefits into a better, longer, freer retirement.
I'm writing to you right now...today...because time is of the essence.
You could be one of millions of Americans eligible to receive up to $66,912 in extra Social Security income you have yet to claim.
You or your spouse (or any of your friends) could well be due these funds. In fact, even if you are divorced but were married for at least ten years, you could qualify for this benefit.
But you have to take action now.
You have to get in touch with the Social Security Administration...before Monday, February 1, 2018...if you want to claim the maximum benefit available to you.
It's up to you to know if you're eligible to receive this payout.
You may have heard that a significant Social Security loophole expired recently.
But here's the thing: Even though that date locked out a certain number of people...millions more can STILL benefit from extra payouts...quite possibly you among them.
Because if the loophole were the size of a watermelon... the portion that closed was the size of an apple. Point being: You may be leaving money on the table and not realize it.
But in order to claim as much as $66,912 in EXTRA income... if you qualify, you have to ask for it...
I'll explain more here in just a minute, and I'd also be happy to email you all the specific details (in plain English) TODAY about exactly who is due this benefit and how to ensure that, before February 1, you can put in a valid claim to receive the maximum available to you if you qualify.
Now I want to be clear: I don't have anything to do with the Social Security Administration. And, in truth, the Administration has comprehensive information about this...and all their programs...posted online for free. You are more than welcome to go ahead and wade through it. There's nothing to stop you from figuring out your eligibility on your own. Their publications are there for you if you have the hours and the patience to spare. And you could, certainly, call an agent on the phone to inquire as well...
But the thing is... when it comes to this particular benefit, you have limited time to put in a claim for it if you qualify. Hesitate and you may well end up with only a partial payout...or none at all.
So for the sake of your retirement...don't delay!
I'd be happy to email you all the relevant details today and put your copy of this book in the mail to you, too, when you take me up on this special offer, which I'll explain in detail here below.
Time is always of the essence when it comes to requesting Social Security payouts. And you should have a plan in place...whether you've already begun receiving benefits or those years are well ahead on the horizon.
In this case, the February 1 deadline could be worth as much as $66,912 in additional benefits to you, personally.
I'm talking about regular payments...extra money you simply have to register to receive. It could be $1,343 paid to you, month in and month out, for three full years, for example.
Just think about what you could do with that extra income in retirement. It could buy a better quality of life, mean more travel, or simply shore up your nest egg.
But if you don't "raise your hand" and request these extra funds before the deadline...and do so in the right place in the right way...you're out of luck. Every month you don't request funds, you lose money.
In fact, depending on your personal situation, it's entirely possible that you're already eligible to begin collection extra funds and should have been doing so already. Now, you should know: The Social Security Administration offers a little-known “grace period.” If you find you're owed benefits—you can usually claim up to 6 months in back payments.
Let me just give you an example of how that could work. Imagine, for the sake of argument, that you were in fact eligible to begin collecting extra funds as early as February 1, 2017. In that case, if you were to file your claim in January 2018—then you could receive ALL the extra money due you from August 2017 through January 2018 in one lump sum, as much as $8,109. Plus… you'd then go on to receive the rest of the extra bonus money due to you each month for 36 more months.
But what you could have claimed in the six months spanning February to July 2017, that would simply be lost. You'd forfeit as much as $8,058 you might have claimed because you didn't request those funds in a timely manner. That's just the way the rule works.
So my point is: if you're qualified to receive an extra payout, you need to take action sooner rather than later—or you risk forfeiting funds. It's in your best interest to simply find out if you qualify by February 2018. It could be worth as much as $66,912 to you.
The important point is: Not all benefits are automatic. And you have strictly limited time left to find out if you qualify for this particular extra payout.
The truth is: On the first of every month of the year there's a massive new group of people...more than 100,000 people every month, in fact...who qualifies for extra income they have to request. And the longer they wait to request it, the greater the chance is that they're leaving money on the table...and forfeiting it forever.
This is a genuinely urgent matter, and I hope you'll take me up on my offer to email you all the details, which I am happy to do TODAY.
I should make the point here, though, that this provision is just one of many ways you can maximize the benefits due you from Social Security.
Experts estimate that three out of four couples leave a whopping $120,000 in Social Security benefits on the table.
They simply never request the money.
And that's the rub: You have to KNOW to ask. And you have to ask in the right way, at the right time.
So again, if you're willing to dedicate the time, you most certainly can dig through the Social Security Administration's complimentary publications and find details on each type of benefit, and you could contact them directly and speak to an agent as well.
The key idea to understand, whatever you decide to do, is that you may well qualify for benefits and not even realize it.
For example, take a woman we'll call Emily.
Emily felt pretty confident that she understood what she was due from Social Security. She'd decided to wait a few years before claiming her "work-based" benefit to let its value grow a bit. (This is conventional wisdom and something I'll talk about here in a minute.)
But what she didn't know is that she was, in fact, eligible to receive an EXTRA payout of $1,100 monthly in the interim, while she waited to collect her expected benefits.
When my colleague Steve Garfink (a Social Security benefits expert and advisor) explained it to her, she immediately put in a claim...and was rewarded with the extra $1,100 a month. However, because she had not made her request as soon as she should have, she still lost out on several thousand dollars in benefits.
Point is: Even folks who consider themselves pretty savvy and well informed about Social Security regularly lose out on income they're due.
But here's the good news...
When it comes to your Social Security benefits, you in fact have a lot more control over how much you receive than you probably think.
Most people (like Emily) assume that, after having paid into the system for all their working lives, the payout is pretty much automatic, within certain clear parameters.
But that is NOT AT ALL the case.
It's really up to you to navigate what is a genuinely a complicated system. Social Security has 2,728 rules governing benefits... thousands of additional rules explaining that first set of rules...and a tangled web of red tape around claiming them.
At various junctures, you have opportunities to cash in...to secure EXTRA income.
But if you don't request it in the right way at the right time, you may automatically forfeit your right to certain funds.
I'm talking about funds that often add up to tens of thousands of dollars for a single person and even hundreds of thousands of dollars for a couple.
This February 1 deadline I mentioned...that relates to just one opportunity you could miss on claiming the maximum amount allotted to you.
And there are plenty more...
Jackie Flynn here, publisher of International Living. As you already know, we're in the business of helping people get the most out of their retirement.
And Social Security...while you may think about it as simply a "safety net"...might, in fact, be the most valuable tool you have in ensuring your "golden years" are not just comfortable...but actually hand you a retirement better than you ever imagined.
I'd like to help ensure that's the case for you.
If you like the idea of truly amplifying your retirement income, I think you'll appreciate this book I commissioned recently called Retire in Luxury on Your Social Security: The Best Claims Strategy for a Better, Longer, Freer Retirement, which will hand you a blueprint for how to maximize the Social Security benefits you're eligible for.
Take me up today on this special book offer, and I'll also email you the details about this fast-approaching Monday, February 1 deadline so you can receive the maximum amount available to you. You have only limited time to figure out if you have extra funds coming to you under this provision. So I'll be happy to email the specifics to you just as soon as you request your copy of Retire in Luxury on Your Social Security.
This book shows you how to put a plan in place that allows you to retire better, and quite possibly earlier, than you ever thought you could.
And frankly, even if you opt not to request a copy, I strongly encourage you to review the complimentary materials the Social Security Administration provides about their benefits. Chances are you'll leave money on the table if you don't get informed about what you're eligible to receive.
That said, this valuable book is unlike anything else out there. It's written by Social Security expert Steve Garfink, who has more than 40 years of work experience in finance, strategic planning, and management.
You may recognize his name from the pages of International Living, where his advice has appeared. Or if you've attended one of our recent conferences, you may have heard him speak.
When Steve himself was approaching retirement age, one of the first things he did was to turn his attention to sorting out his and his wife's plan for claiming Social Security. He figured it would be a pretty straightforward task and one he was highly qualified to do.
Only he discovered that...despite his Ivy League education and his long professional background in finance...Social Security wasn't nearly as straightforward as he'd thought.
So he dove into it with great focus, and after several years of study and analysis, he started a consulting firm that shows financial professionals how to help their clients (and folks just like you) to maximize Social Security benefits.
Social Security is incredibly complicated. And, as I've said, the vast majority of people leave money on the table.
But you don't have to.
That's why I asked Steve to put this book together. Though he is not associated with the Social Security Administration, he knows his stuff.
The Baby Boomers who have heard Steve speak on this subject say in overwhelming numbers that they'd recommend his valuable insights for their fellow Boomers.
Here's the thing...part of the reason that what Steve says is so powerful is that basically NOBODY else is saying it. There's a lot of rotten, inaccurate information out there about Social Security. You hear him explain the fundamentals of the claiming strategy he recommends...and it feels like a revelation.
But his advice isn't just eye-opening...it could be worth thousands of dollars to you over the course of your retirement.
Here's what you have to understand...
From the Desk of Steve Garfink $70,000 Found: A Case Study
Recently a couple approached me at a conference after I'd spoken about the importance of having a smart Social Security claims strategy...the subject of my book, Retire in Luxury on Your Social Security.
Laura and Bob are both 67. Laura started to collect her Social Security benefit when she was 63 in the amount of $570 per month; Bob started his when he turned 66 in the amount of $2,200. After hearing me speak, they wondered if there was anything they could or should do to increase their benefits over the long term.
They did have some options, which I pointed out. However, something didn't sound quite right: Based on the information they gave me, Laura's benefit should have increased as soon as Bob started to collect his. I told them to call the Social Security Administration for an appointment as soon as they got home.
Sure enough, it turns out that Laura should have started collecting $905 a month after Bob filed, an increase of 59%, or $335 more per month. Yet for some reason that adjustment in Laura's favor did not happen. (I suspect it was a side effect of Bob having filed online instead of in person.)
Once the Social Security Administration corrected Laura's claiming basis, they credited her for six of the 16 months since Bob filed, and an additional $2,010 showed up in her bank account. However, the other earliest 10 months were lost because, well, that's the rule. Laura and Bob are out $3,350 because they were not aware of this earlier.
Still, they were thrilled to get an entirely unexpected $2,010, plus $335 more per month. That's $4,020 more each year! If Laura and Bob live to their average life expectancy of 85, they will have collected over $70,000 more, just because they stopped by and asked me a question.
You could well find yourself in Laura and Bob's shoes. But in Retire in Luxury on Your Social Security, I lay out the important facts and show you how to take full advantage of the opportunities to maximize what you're due. And when you request your copy today, you'll find out what Laura and Bob discovered.
For starters, the good folks at the Social Security Administration, while helpful, are busy...too busy. They suffered years of budget cuts...from 2011 through 2013, Congress granted the SSA $2.7 billion less than the Administration requested. A many-years-long hiring freeze led to a reduction in staffing. While they began to ramp back up, keep in mind that roughly 10,000 Baby Boomers a day reach retirement age. So, as I said, they have information that's useful, but it's up to you to dive in and navigate your way through it.
That's why I think it's important to get advice from somebody who understands how Social Security works.
The SSA website has 45,000 web pages. Meditate on that for a moment and you can see why I think it's useful to know somebody who has spent a lot of time under the hood. And somebody who can translate the "facts" into practical, real-world guidance.
Steve does that. And that's why I asked him to write this important book.
Because Steve shows people how to increase their Social Security benefits...and plan for a retirement that's more comfortable...and often earlier...than they ever thought they could have.
With this book project, I'm on a mission...a national push, in fact...to show as many Americans as possible that they have more power over the value of their Social Security benefits...and their retirement...than they probably think.
And that's why I'm offering this resource to you. As I've already said, the information in this book could be worth thousands of dollars in EXTRA Social Security benefits for you. But you won't have to pay thousands of dollars to get your hands on it...
I'll explain the special offer we're making in just a minute. But first...
Claiming your Social Security benefits at the wrong age and in the wrong way can cost you dearly.
Now there are plenty of folks out there claiming the proverbial "sky is falling" when it comes to Social Security. They'll tell you that you better grab your benefits as quickly as you can...the minute you're eligible...since there's no guarantee Social Security will be there in years to come.
In fact, it has become so common to question the viability of Social Security that it's difficult to know where to begin to push back against the assumption that it is bound to fail.
But, as Steve puts it, "push back we must." He says,
"...because this wrong-headed belief results in costly mistakes that are destroying the last...and most excellent...chance for Baby Boomers to establish a financially secure retirement. And once you understand how Social Security really works, you can use that knowledge to create the best strategy for the retirement you deserve.
"Let's start with the bottom line: The chance is exceedingly small that Social Security is going to run out of money, either for the 10,000 Baby Boomers starting benefits each day or for the Gen Xers and then Millennials following on their heels..."
Social Security touches more people than just about any other federal program. And it is arguably the most popular government program in existence.
A recent Pew survey revealed that opposition to Social Security cuts is the ONLY position shared by a majority of citizens across political parties.
Which brings me to my point: Even though Social Security is incredibly popular...you might even say "beloved"...you get lots of people saying that it is on the chopping block...and that it's bound to fail.
But the dirty truth of the matter is this: When public figures tell us that something very dear to us is threatened, it gets our attention. Politicians speak hysterically about Social Security because it is a reliable path to votes and money.
Consider this: If you are a politician and you want to reach out to voters, which of the following appeals seems, well, more appealing?
Option A: "Social Security is fine. Don't worry about it. Please vote for me and send me money."
Options B: "Social Security is going bankrupt. The [NAME OTHER PARTY] is out to destroy it. Together we can save it...if you vote for me and send me money."
Clearly, Option B gets more people's attention. And the press repeats the "Option B" stories because "hysteria" sells more newspapers and magazines and page views online than "boring" stories do.
Those people directly threatened by the specter of an unstable Social Security system...and I'm talking here about the 63.2 million Americans receiving Social Security benefits right now...they fret and stew.
The other couple of hundred million who don't yet collect benefits... they certainly don't feel great confidence in the future.
Really, it's not surprising that we're all left with the impression of a program that is tottering like a boxer about to go down for the count.
So it stands to reason that people close to claiming their benefits might logically figure they had better do so as soon as they're eligible and collect before the system runs out of money.
Younger folks might understandably conclude that the program isn't going to be there for them, so why bother to plan for it?
But here's the thing: It's all nonsense.
The likelihood of Social Security going belly-up is incredibly thin. And if you panic and just collect as soon as you can in the most obvious way available to you, figuring you better "get yours while the getting is good," you are bound to lose out on tens...if not hundreds...of thousands of dollars.
The truth of the matter is that Social Security is slightly "off course." And there are simple, reasonable ways to fix it, as Steve explains in detail in Retire in Luxury on Your Social Security, so I won't belabor the discussion here.
I'll simply say that recent forecasts for Social Security indicate the program will lack enough to pay the full benefits beginning around 18 years from now.
If nothing is done to remedy this situation, then the program would have to cut benefits across the board by about 21%. After that cut, the program would be solvent at that reduced payment rate as far as the eye can see. That includes payments to Millennials...and to people who aren't even born yet.
But here's the important bit to understand...
A 21% across-the-board cut would be painful and shocking...which is why it won't happen.
Remember, those 63.2 million current beneficiaries...they vote in huge numbers.
For as long as Social Security has been around, it's needed tweaks now and again to steer it along a more stable course. And we've made those tweaks.
Back in 1983, for instance, the Social Security Administration found itself facing an eminent shortfall. So what happened? Ronald Reagan appointed a commission to come up with a solution, which they did. Then he and House Speaker Tip O'Neill pushed the commission's proposals through Congress with strong bipartisan support. Crisis averted.
Now we find ourselves in a similar situation...not, in fact, nearly as pressing. Lawmakers will fix it, and they aren't going to do it by causing an uproar among tens of millions of voters. That would be bad politics.
I won't go into all the possible ways a fix could be made since Steve takes you on the butler's tour in Retire in Luxury on Your Social Security.
But I will leave you with what Alan Greenspan said about this situation a few years ago...
"If you get beyond the political rhetoric" and assembled a group to solve Social Security, "it would take them 15 minutes. It would take them 15 minutes only because 10 minutes was used for pleasantries."
I'll say it again: This "Social Security is bankrupt" line...this "sky is falling" hysteria...it's all bantered about for political gain.
If you take it to heart, you're almost certain to make poor decisions about your Social Security benefits that will cheat you out of funds you're due... funds that could make a huge difference in the quality of your retirement.
Don't be taken in.
Social Security will be there for you in full throughout your retirement. That's the smart bet. And you should plan accordingly.
Steve Garfink explains how, exactly, you do that in Retire in Luxury on Your Social Security.
He shows you how to navigate your options...maximize the benefits due you...and position yourself to take best advantage of your retirement years.
Inside you'll discover...
...in fact, there's so much more in this book, I don't have the space to go into all of it here.
That's why, rather than try to convince you about how critical these insights are for the health of your retirement...I'd like you to see the proof for yourself in the pages of Retire in Luxury on Your Social Security.
Fundamentally, this book is about value.
It shows you how to ensure you're not leaving money that's rightfully yours on the table.
And it explores just how valuable your Social Security benefits really are. Consider, for a minute, that if you were to purchase from an insurance company an annuity that paid you a monthly $3,000 (adjusted for inflation) from age 66 on...that annuity would cost you about $625,000.
My point is: Your Social Security benefit really IS valuable. For many people...it's worth more than their savings and more than their home.
So you can see why I believe that it deserves a measure of attention and management. You wouldn't leave a nest egg worth more than half a million dollars to chance. Nor should you neglect your Social Security benefits.
You need a smart claiming strategy, and that's exactly what Steve shows you in Retire in Luxury on Your Social Security.
There's something else important Steve talks about in his book...a way to "super charge" your Social Security benefits and use these funds to gain not only a better retirement...but potentially an earlier (and longer) one, too...
I'm talking about a way to effectively double, or even triple your disposable income in retirement so you can retire sooner...and better...than you ever thought you could.
Let me explain.
There's no question that one of the best ways to stretch your Social Security benefits is to make sure you're claiming every cent you're due. And that means having a thoughtful claiming strategy in place. As I said earlier, experts estimate that three out of four couples leave roughly $120,000 on the table. You don't want to be in that group.
In addition to having a smart claiming strategy, you can ensure your benefits go further by lowering your cost of living. You see people do this all the time in retirement. They downsize to a smaller property to free up assets and simplify life.
And of course, depending on your circumstances, if your retirement income is modest (maybe, in fact, limited to your Social Security benefits alone), then you could find yourself cutting back...skimping a little...making sacrifices.
But here's the good news...
When you "super charge" your Social Security, you don't have to give up a single thing. In fact, you could retire in luxury.
Here's how it works: You can access your Social Security benefits from all over the world. And this gives you options for retirement living that you may never have considered before. Or thought possible.
If you like the idea of traveling in retirement... if you'd like a little adventure in your life...if you like the prospect of never having to worry about money again...and as an International Living reader, I'm guessing you do...
...then you should consider "super charging" your Social Security.
That's what we call it when you take your Social Security income to the right places overseas. Because rather than trim your lifestyle in retirement, you can watch it expand.
In the best-value destinations beyond our borders, you can live way better than you do at home, for half the price. That's because your dollars can go much, much further than they do in the States.
And that can hand you the power to not only retire better...but to retire sooner, too.
In welcoming, beautiful, good-value destinations from Latin America to Europe to Southeast Asia, you can live like a king on your Social Security income alone.
You see, in places where the cost of living is so much lower than it is in the States, you could have excellent healthcare and insurance you can afford, a housekeeper to clean for you, funds to travel when you feel like it and eat out whenever you want. You could live right on the beach with a water view.
A lifestyle that back home would cost you six figures can be yours on your Social Security income alone in the best-value places overseas.
Take Bob and Irma, who traded Albuquerque, New Mexico for a better-value, better-weather escape abroad. Bob says they wanted "a warm climate at a high elevation, enough land for a garden with a good water source, a safe way to diversify our assets, and an affordable cost of living." They found all that and more in a little community called Santa Fe, Panama.
You Can Really "Super Charge" Your Social Security When
"We have a full-time maid who does all our chores and a gardener who cares for the yard. We spend our days going to the gym, taking Spanish classes, horseback riding, hiking nearby volcanoes, going to the beach and exploring the country.
"And we do all this for less than half the cost of a moderate lifestyle in Atlanta." ...J. and N., maximizing their retirement overseas
"We are so impressed by the people of Santa Fe," Bob says. "They are so friendly and helpful and we feel welcome here. There's no sense of class distinction as in other places, and almost no crime. The environment is unspoiled, with clean rivers and no pollution.
"Our Social Security is more than enough to cover our monthly living expenses," Bob says. "This includes household costs, groceries, and utilities including good internet service, our car, and a part-time gardener."
Theirs is one of thousands of stories of people like them who've chosen to "super charge" their Social Security benefits and retire better...and earlier...overseas.
Marcia and her husband Judd are another example. Moving to Puerto Vallarta, Mexico allowed her to quit her stressful job in cold Minnesota and retire early. She says, "Now I have time to indulge in my passions for writing and reading, and enjoy all that this beautiful beach town has to offer.
"Our cost of living in Puerto Vallarta for things like groceries and eating out is about half what we paid in Minneapolis. We've even discovered that we can manage living on our Social Security."
And they don't skimp. They live a vacationer's life at the beach...for the same price of a frugal existence back home.
Talk about maximizing your Social Security benefits...
Or take Ed and his wife, Olga, who traded a stressful, expensive life in Pennsylvania for a better, lower-cost one in Cuenca, Ecuador.
"Our only income is my Social Security, but we're living better than we ever have before," says Ed.
"We pay $350 a month in rent for our new, 1,616-square-foot, three-bedroom, two-bathroom apartment. And the monthly cost for utilities is equally low: Electricity and trash removal, $12.70...water, $6.61...propane for hot water, gas dryer, and gas stove, $4.64...phone/internet, $30.11.
"Today, we live in this beautiful, affordable city, surrounded by its many majestic churches and old buildings, and enjoy a wonderful climate. We are kept entertained by the free performances put on by the Cuenca Symphony, the many museums and theaters, and we're just a 10-minute walk from Inca ruins."
The bottom line is this: On as little as $1,485 a month, a couple can live very comfortably in the best-value locales overseas.
As Lance, another American who took his retirement abroad, puts it, "What would we do in Wisconsin in retirement? Go to the mall, shovel snow. Here I love the warm weather, the sun, and going to the beach."
In the right spots, you really can live a rich man's retirement on your Social Security income alone. And Steve explores these options in Retire in Luxury on Your Social Security: The Best Claims Strategy for a Better, Longer, Freer Retirement.
Really, this book is all about giving you options in retirement...options that hand you more money and more possibilities for living a better, richer, freer life. A life where you're in control of what your retirement looks like...
Just one important piece of intelligence you gain in Retire in Luxury on Your Social Security...just one single recommendation...could be worth more than $50,000 to you.
But I'd like to send you this book for just $24.95.
That's less than you'd pay for a pizza and a couple of beers. Yet it could completely change the course of your retirement...for the better.
And that's not all.
Request your copy of Retire in Luxury on Your Social Security now and I'll send you two more valuable resources as well.
They're both yours with my complements, and they're not available any other way...
Request your copy of Retire in Luxury on Your Social Security now...before midnight on Thursday...and I'll ALSO send you...
FREE GIFT #1: White Paper...Deadline February 1, 2018: How to Grab an EXTRA Social Security Payout of Up to $66,912
I mentioned up front here that a deadline is fast approaching, and it's a firm one. You have limited time to figure out if you could be due the maximum funds under this specific provision.
If you qualify for these extra Social Security benefits...and millions of people do...you have to request them before February 1, 2018.
This special white paper...which I'll deliver immediately via email...tells you exactly how this benefit works, who qualifies, and how to request the extra payout due you should you be one of the millions of people who qualify for this special benefit.
There's no question: A lot of money is going to go unclaimed. Make sure none of that money is yours. You can get all your "ducks in a row" with this white paper, which walks you through exactly who is eligible and how to claim if you're one of them.
When you request your copy of Steve's book now...it'll take a little while to wend its way to you in the mail...but I'll email you this white paper immediately so you'll have it TODAY and can take action if you need to, before the deadline!
FREE GIFT #2: The Workbook... Nuts and Bolts for a Luxury Retirement on Your Social Security
There are a series of questions you'll need to answer and calculations you'll need to make in order to come up with a Social Security claiming strategy that makes the right sense for you, personally. Social Security is complicated...but Steve has broken it all down so it's simple and straightforward for you.
This digital workbook...a companion guide to Retire in Luxury on Your Social Security...gives you the worksheets to fill out and resources you can use to get answers to questions, and more...
And when you take me up on my offer today to get your own copy of this important book, we'll toss in this second bonus...FREE...as well.
I really am on a mission to set the record straight about retirement today. So many people feel as if they won't ever be able to retire. Or, if they do retire...that they'll have to endure a lifestyle that's much less comfortable than the one they'd always hoped for.
But it's just not true.
You have way more control over the amount of income you receive from Social Security than anybody ever tells you. Experts estimate that three out of four couples leave an average of $120,000 on the table. They just don't claim it. We'll make sure that doesn't happen to you.
You have many more amazing options for improving your quality of life in retirement when you "super charge" your Social Security by taking it overseas. We'll make sure you know how to do it, where to do it, and the best ways to get the most out of your "golden years."
The bottom line is this:
You get all the intelligence you need about how to put a smart Social Security claiming strategy in place in Steve's book, Retire in Luxury on Your Social Security.
When you request your copy here today, we will pull one off the shelf, wrap it up, put your address on it, and mail it to you.
Plus, we'll also toss in your two FREE GIFTS. You'll receive immediate access by email to...
FREE GIFT #1: White Paper...Deadline February 1, 2018: How to Grab an EXTRA Social Security Payout of Up to $66,912
FREE GIFT #2: The Workbook...Nuts and Bolts for a Luxury Retirement on Your Social Security
Claim your book-and-bonuses package today by clicking the "ADD TO CART" button below. Again, you'll receive digital copies of the White Paper (with all the details of the claiming strategy for a February 1 deadline), and the Workbook immediately after you place your order.
Then, soon after, a printed version of Retire in Luxury on Your Social Security will arrive in your mailbox.
Just take a look... and see for yourself if the secrets open your eyes to possibilities you never realized existed...to a proven strategy you can use to maximize the income due you in retirement...and lay a path for a better, longer, freer retirement...
If you're at all disappointed...and I can't imagine you will be...feel free to send it back for a full refund within 30 days.
I look forward to sharing all this intelligence with you...and to helping you understand the easy ways you can increase your income (and improve your lifestyle) in retirement.
Click below now to get your own luxury retirement on your Social Security underway...
Publisher, International Living
P.S. I'll toss in something extra when you click below right now to request your copy of Retire in Luxury on Your Social Security and your two free bonuses.
I'll not only drop a copy of the book in the mail to you. But I'll immediately email you a link to the book in digital form, too. That means you'll have almost instant access to it and can read it online or download it to your computer or tablet.
Click on "ADD TO CART" to claim your copy of Retire in Luxury on Your Social Security and start laying the groundwork for a retirement that's better, longer, and freer...
Please Note: We estimate you'll receive your copy of Retire in Luxury on Your Social Security in 5-10 working days within the U.S. Please allow some additional time for international delivery.